This insurance covers damage or loss to properties like office buildings and equipment, due to insured perils such as fire, lightning, storms, floods, missile tests, impact damage, riots, and strikes. These perils could be man-made or natural, active at the time of the incident.
This policy provides comprehensive coverage for insured risks of loss or damage to property during construction, testing, and the storage of raw materials. It also covers the erection and testing phases at the insured site. Additional coverage can be included to cover third-party damages or losses.
This policy covers the insured’s property, including contract works and machinery at the construction site, against all perils, whether man-made or natural. It also includes coverage for third-party claims related to bodily injury or property damage during a civil project. With this approach, all risks are covered except for specific exclusions.
This policy covers claims related to losses or damages from lawsuits against company directors and officers for alleged negligence or wrongful acts in their decision-making. It reimburses defense costs for board members, directors, and key members defending themselves.
This policy protects businesses from the risk of customers defaulting on payments. If customers can only partially repay or repay outside the agreed terms, the trade credit insurance policy will settle the claim up to the business’s limit.
This policy covers loss or damage to both cargo and hull due to insured perils. Marine cargo insurance handles loss or damage to cargo during loading, transit, or storage. Conversely, marine hull insurance covers hull damage while at sea or port.
This policy covers an organization’s liability for a data breach involving sensitive customer and organizational information. It covers costs for system release from hackers, information decryption, and data recovery.
Provides coverage for financial losses due to the death or disability of a key employee, who is crucial to the company’s operations, and whose absence would result in significant financial impact.
Professional indemnity insurance covers claims from third-party losses or damages due to your services, possibly resulting from negligence. It protects professionals like doctors, architects, engineers, chartered accountants, etc., against legal liability from errors.
This insurance policy protects corporates & businesses from financial losses due to property damage or bodily injury caused by their services, operations, or employees. It covers liabilities from business activities and settles claims on a claims-made basis.
Long-term home insurance provides homeowners with peace of mind by protecting their property against unexpected events causing significant damage. This coverage, extending beyond the usual one-year term, serves as a dependable safety net for those seeking long-term protection for their investment.
Travel insurance offers robust features including cover for hospitalization, dental care, lost passports or tickets reimbursement, checked-in baggage, flight cancellation, hotel booking, flight delays, missed connections, home contents, pets, and repatriation.
Crop insurance protects crops and agricultural produce against natural calamities like excessive or unnatural rain, drought, diseases, pests, and floods, but not against malicious harm.
Bank lockers have traditionally been seen as a safe place for valuables, gold, and jewelry, with people trusting them to protect their belongings against burglary or theft.
Fleet insurance is a policy designed to cover multiple vehicles owned by a single entity under one comprehensive plan, including a range of vehicles from cars and trucks to two-wheelers and machinery.
Film insurance in India provides coverage for unforeseen events that lead to a loss for the film’s producer, such as accidents, illnesses, or diseases affecting the actors, causing schedule cancellations.
Insurance for events like corporate conferences, seminars, concerts, weddings, sports events, etc., protects financial and personal interests if the event doesn’t go as planned, covering costs of abrupt cancellations.
Product liability insurance offers legal protection to the insured against claims from third parties for bodily injuries caused by their manufactured or supplied products, reimbursing all defense-related expenses.
Term insurance provides coverage for a specified term, insuring an asset (your life) against death. Group Term Insurance offers this coverage to a group, typically organization employees, providing monetary benefits to beneficiaries.
Commercial crime insurance, also known as Business Crime Insurance, covers losses from business-related internal and external perils like fraud, forgery, theft, burglary, etc., including losses due to internal dishonest acts.
Jeweller’s block insurance, designed for jewelry manufacturers and sellers, covers loss or damage to jewelry, watches, valuables, cash, and currency notes against theft, burglary, and other perils.
Goods-carrying vehicle insurance extends motor insurance to commercial vehicles used for carrying goods, including passenger-carrying vehicles.
Machinery breakdown insurance, previously known as Boiler and Machinery insurance, covers losses from mechanical, electrical, and accidental breakdowns due to internal and external causes.
Electronic Equipment Insurance provides comprehensive coverage for low-voltage, quiet-running systems like computers, contrasting with louder machinery like boilers or compressors.
