Product Liability Insurance

Coverage Under Product Liability Insurance

• Bodily Injury & Death – Covers medical expenses, compensation claims, and legal costs if a defective product causes injury or fatalities.
• Property Damage – Covers physical damage to tangible property caused by product defects.
• Pollution & Contamination – Covers damage to air, water, or surrounding property due to product-related contamination.
• Manufacturing Defects – Covers faulty production leading to injuries or property damage.
• Packaging & Labeling Errors – Covers legal claims arising from incorrect product instructions, warnings, or packaging flaws.
• Design Defects – Covers claims where the product design itself is inherently unsafe for users.

Industries That Need Product Liability Insurance

• Food & Beverages – Contamination or health risks from defective food products.
• Electronics & Mobile Phones – Incidents like battery explosions causing injuries or property damage.
• Pharmaceuticals & Healthcare – Harm due to unsafe drugs or medical devices.
• Automotive & Machinery – Defective vehicle parts leading to accidents.
• Toys & Consumer Goods – Unsafe children’s toys causing injuries.